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TO ACHIEVE FINANCIAL SECURITY

Your Financial Decisions Need to Work Together



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7-Steps to Retirement Freedom

We work with people who want the freedom to pursue the work they enjoy and to build a legacy 

Your financial picture has become more complex. You may be unsure of what you need, where to start, or how to manage your whole financial picture.

Coordinating it all isn’t easy. Managing your financial situation is no longer just about making simple decisions like saving for retirement. It’s about exploring complex investment options, reducing taxes, and making sure you are prepared and protected for potential financial challenges ahead.


Experienced

Wisdom takes time and experience. Wealth management is the same. A CERTIFIED FINANCIAL PLANNING (CFP®) professional with over ten years experience working with successful families.

Fiduciary

We are committed to providing advice that is "Always Fiduciary".  Our recommendations are guided by what is best for you and your personal situation.

Wealth Management

Risk management, Tax Planning, Investment Management, income, and Estate Planning are all parts of Coordinated Wealth PlanTM.



Your Financial Decisions Are About More Than Just Your Investments

To achieve financial security and freedom, all of your financial decisions need to work together

A coordinated wealth plan aligns your financial decisions with your Vision, Values, and Goals, because all of the pieces of your finances are intertwined.


The good news is you don't have to do it alone.  ALNA Financial will help coordinate each part of your financial situation.


Our Coordinated Wealth Planning ProcessTM helps you build a strategy and take action to protect, and prepare for the challenges and opportunities ahead.


Set up call


Risk Management

Protecting your family and wealth against the risks of death, disability, and loss of income is an important component to ensuring your financial life is secure. 

Estate & Charitable Planning

The smooth, tax-efficient transfer of assets to those organizations and people you care about after incapacity or death is important.

Tax Planning

Taking proactive steps to reduce or avoid personal income taxes is an important part of preserving and growing your wealth.  There are many tools at your disposal to assist in minimizing your tax exposure.


Investment Management 

Having a disciplined, repeatable, unemotional process for selecting, and maintaining your investment portfolio can be the difference in success and failure of your financial plan.  Ensuring your portfolio and asset allocation supports your risk, timeline, and liquidity is an imporant step to preparing to achieve your goals.   

How it works

1

Set up call

Schedule time to meet so we can learn about you and tell you how we work with our clients.

2

Get started

Decide to work with us we'll get started collecting information needed to prepare for our Vision, Values, and Goals meeting

3

Take action

Review your personal Coordinated Wealth PlanTM and take actions to achieve freedom.


Once upon a time in West Texas

Passion and Persistence

Relationships are enhanced through Financial Security and Freedom 

We value and understand the role we play in the lives of our clients and the community.  

Lamont Brown CFP® Photo Lamont Brown CFP® Hover Photo

Lamont Brown CFP®

Principal Wealth Advisor
Read Bio

Lamont Brown, MBA, CFP®, CRPC

Principal Wealth Advisor

lamont@alnafinancial.com

540-642-1204


I was born and raised in West Texas (Midland-Odessa), and joined the United States Marine Corps after graduating high school. Early on in my military career, I was recognized as a leader and I was selected to become a Marine Corps Officer.  In total I served over 15 years in Marine Corps as both an enlisted Marine and Officer being stationed in Japan, Korea, Bangladesh, Thailand, and Iraq in Operation Iraqi Freedom.

My curiosity and a natural thirst for learning has helped me to succeed along the way.  Coming from a humble background I knew I needed to learn more about personal finances and at an early age I took up the challenge.  I realized, "If we got the money right everything else would be easier".  From my hobby I found my passion, learning and perfecting basic money skills on my own personal finances.  Throughout my Marine Corps career I invested and early on I opened my first Roth IRA when I was 24.  

In 2006, after my tour to Iraq, I decided to change my career path and settle down in Fredericksburg.  I'd achieved rank of Captain - "The Best Rank In The Marine Corps" and realized it was time for me to focus on my most important mission, being there for my sons and family.   

Transitioning out the Marine Corps, I stayed in Telecommunications and Information Technology.  Starting out I worked at MITRE and Raytheon.  Over the course of four years, I received my Master of Science in Systems Engineering and Project Management Professional (PMP) certification.  One of my proudest moments was being a part of the MITRE team that helped field the Inflatable Satellite Communications Antennae to the Marine Corps.  

After four years in technology, I decided to follow my passion for personal finance and become a financial advisor.  Starting out I worked at a traditional brokerage firm.  While in traditional brokerage I gained valuable investment management and small businesses experience.  From there I moved to TIAA, where I found my passion for helping families prepare for retirement.  At TIAA, I helped over 300 families ask and answer the tough questions before and during retirement. I became a CERTIFIED FINANCIAL PLANNINGTM (CFP) Professional after passing the most traumatic exam I've taken to date. 

In 2020, I founded ALNA Financial to continue to help families ask and answer the tough questions.  ALNA Financial was started to help families make better decisions and receive guidance they could trust.  Shortly after starting ALNA Financial, I accomplished a lifelong dream and received my Masters in Business Adminstration (MBA).

I'm a proud husband, and father of two adult sons.

In my free time, I pursue my health and fitness goals by running marathons and playing golf.



Originally from West Texas 

I  joined the United States Marine Corps after graduating from High School.  

Early on in my career as a Marine I was recognized as future leader and I was selected to become a United States Marine Corps Officer!


Marine Corps

I was commissioned a Marine Second Lieutenant.

After completing Officer Candidate School (OCS) and graduating from University of Arizona with a Bachelor of Science degree, I was commissioned a Marine Second Lieutenant.  As an officer I served overseas in Okinawa, Korea, Thailand, and Iraq.  After serving honorably for over fifteen years, I decided to settle down in Northern Virginia with his family.


 

Family

I value spending time with my family

Coming from a close knit family, I know the value of spending quality time and sharing experiences with those you love.  I enjoy spending time with my wife and sons exploring the local sites. 




“We must all either wear out or rust out, every one of us. My choice is to wear out.” — Theodore Roosevelt



Running

I prepare for most days with physical activity.  

After over 30 years of running, I have completed six marathons and countless half marathons.  Annually Lamont participates in local runs to stay in shape.

My most recent accomplishment was running for 453 consecutive days! 

 



I Taught By Example...

Fredericksburg Parent Magazine, June 2021


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You've taken the first step towards building a plan for your future and we look forward to guiding you the rest of the way.  

We look forward to serving you.